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10 Insights ‘on life’ from Warren Buffett

In the past 20 years, Warren Buffett has become a household name through appearances on TV and interviews in magazines. Simplifying complex ideas around investment strategies or smart ways to save and make money have become synonymous with his name and based on his...

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Budget Speech 2018 – from our perspective

bold move was taken by the ANC to increase VAT by 1%, taking it to 15%. But a move that was necessary according to Finance Minister, Malusi Gigaba, to tackle South Africa's deficit of R50 Billion. The unions are not happy with this call, and mass action...

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Your Provident Fund and it’s Impact

How to reduce risk As a financial planner, I believe the area most under-appreciated or planned for, is retirement. The irony is that it is also the most likely financial event to happen. Historically, the focus has been more towards risk planning, such as...

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Halloween, the day we remember the dead

First, some history... Halloween takes root in age-old European traditions, originating with the Celtic festival of Samhain. The Celts, who lived 2,000 years ago in the area that is now Ireland, the United Kingdom, and northern France, celebrated their new year on...

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Is your retirement secure? (Part2)

How to reduce risk While we want to ensure funding for retirement, we don’t want to be servicing debt when we get there. While returns on investments cannot always be guaranteed, what you are paying in interest and can save by settling your debt, is guaranteed. So,...

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Is your retirement secure? (Part1)

With factors such as tensions with North Korea and the US, and a threat of Nuclear War, a US President that’s unpredictable, never mind our own SA President, companies such as KPMG taking a knock due to ties to the Guptas, Brexit, Hurricanes etc., the world is in...

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What farmers can teach us about a tough year in the markets

Political noise is making investors nervous and, in turn, markets are giving very little back to the “farmers” or investors who have been sowing seeds or investing and are looking at this year’s harvest. Like many farmers awaiting the rain to provide good crops this...

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